![]() We strongly recommend you to get a detailed consultation from the card issuer. However, there could still be some missing information or benefits about the product. We are always making endeavours to bring all possible information to you.The categories may vary with the issuers and the ways of making purchases. Also, if the shop isn't in the exception for earning rewards, the purchases could qualify for the rewards. If the shop doesn't have a merchant code in that category, even though a shop or some of the items that it sells may appear to fit within a rewards category, purchases in that shop won't qualify for rewards on purchases in that category and you won't be able to earn the basic, special or additional rewards on the purchases. ![]() All shops that accept credit/check cards may have a merchant code determined and assigned by the shop, card issuer or network provider, and it's the key criteria for earning or not earning rewards for making purchases in a specific shop.All shops described in this page mean only the local merchants accept credit/check cards in Korea, unless otherwise noted or marked with the word "Overseas".Also, if the annual fee is waived or given back by a speicial offer, or you recieved sign up, retention bonus(es) of the card, the annual fee won't be refunded. However, the costs of card issuance and delivery will be deducted from it. ![]() When you close your card, the annual fee for the remaning period of the year will be refunded.However, some of the purchases will be excluded from it and they'll still be billed. ![]()
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